Cover Your Commercial Vehicle Against Own And Third Party Damages

In order to keep your business moving, it is essential to have your vehicles insured. We cover your vehicles by protecting them against physical damage, bodily injury / death and cover against third-party liability, bringing you security and peace of mind.

Key Benefits – Covers Your Commercial Vehicle Against Own And Third Party Damages

1. Accidental Damage To The Vehicle Due To:

– Fire, lightning, self-ignition, external explosion, burglary, housebreaking or theft, malicious act.
– Riot and strike; terrorism; earthquake; flood, cyclone and inundation.
– Whilst in transit by rail, road, air, elevator, lift.

2. Liability Cover For:

– Third party injury or death.
– Third party property damage caused to their property.

You can extend your commercial vehicle insurance to cover:

– Loss or damage to electrical accessories
– Loss or damage to Non-electrical accessories
– Personal Accident cover for insured or any named person or unnamed passengers
– Legal liability to persons employees (paid drivers/cleaners)
– Legal Liability to employees of the insured (other than paid drivers/cleaners)
– Legal liability to fare and non fare paying passengers

Add On Cover- Zero Depreciation:

– Cover can be given to vehicles up to 2 years of age. It should be repaired at any of Company authorized garage
– Avail repairing costs of fiber glass, rubber, tyres, batteries, air bags, nylon, and plastic parts.

Main Exclusions

The Policy does not cover any claim due to:
-Wear and tear, breakdowns.
– Consequential loss
– Loss when driving with invalid driving license or under the influence of alcohol.
– Loss due to war, civil war, etc.
– Claims arising out of contractual liability.
– Use of vehicle otherwise than in accordance
– War perils, nuclear perils
– Mechanical and electrical breakdown; failure or breakage.

For further details and quotation, talk to us today at 011-65005688 or Click Here


Mera Insurance Wala

Mera Insurance Wala (MIW) is one of the pioneer Insurance Company offering wide range of insurance products according to the specific needs of the clients. Established in the year 2012.Be it advising on the right insurance product or identifying & managing the risks involved, We makes sure the investments are done wisely as per the interests..know more